Thomas A Ford
Attorney at Law, PLLC

Welcome to Debt Relief
Let's Get Life Back to Normal

Our Advantage
I make it easy.
I do it right.
I'm experienced. 
I'm friendly.
I'm not crazy expensive.
Stuck in a High-Interest Loan Trap
 
This includes payday loans, internet loans, and cash loans...
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Wow, That's a Big Number!
Maybe it's the NTTA, a big judgment, medical bill, or benefits overpayment...
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Sued by a Creditor
Don't stress when a creditor files a lawsuit against you. Don't ignore it, either. Know your options before you do anything.
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Threatened by the IRS
Bankruptcy might be the answer for old IRS debt and liens. It can't erase fresh IRS debt, but it can help wipe out other debts to...
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Struggling with the Mortgage
You want to keep your home but you're struggling with the payments. The sooner you act, the more options you have.
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Worried about a Repo
If you've fallen behind on the car payments, don't let them repossess it. A bankruptcy can help you restructure, refinance, or...
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Business Failure
What happens to the debt when your business goes under? What about the personal guarantees?
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You Need a Fresh Start
You've gone through a rough patch (who hasn't these days?). You're getting back on your feet but your credit is ruined.
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My Wages are being Garnished
It might be child support payments or an out-of-state judgment...
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My Bank Account is Frozen
Surprise! Your debit card stopped working because a creditor sued your bank to get your money. Act quickly to stop them.
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Medicaid Applications are Hard
Medicaid approval is surprisingly difficult in Texas. I’m only half-joking when I say the process seems designed to get the...
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Does Any of This Sound Familiar?
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What We Do​
Chapter 7
Bankruptcy
Quickly wipe out your debts
Medicaid Application
Assistance
for the Elderly and People with Disabilities
Mortgage Workouts
Fix the mortgage before it's too late
Creditor Lawsuit
Defense
Don't let them win
without a fight
Chapter 13
Bankruptcy
Stop foreclosure or repossession